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하지만, 이자율이 높고, 신용등급에 영향을 미칠 수 있다는 단점이 있습니다.다. 신용카드회원으로 하여금 신용카드로 구매하도록 한 물품·용역 등을 할인하여 매입하는 행위그러나 너무 많이 사용하고 연체가 된다면 신ㅇ뇽도 하락에 크게 영향을 미치기 때문에
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